Online Medical Billing & Coding Programs: Certificates, Degrees & Careers (2026)

Key takeaway: Medical billing and coding is the work of translating what happened in a patient encounter into the standardized codes (ICD-10-CM, CPT, HCPCS) that insurers and government payers use to decide what gets paid, then building, submitting, and following up on the claim. It is one of the few healthcare careers you can enter through a certificate program that runs well under two years, is delivered almost entirely online, and does not involve direct patient care. The credential that actually gets you hired is a professional certification, most commonly the CPC from AAPC or the CCA or CCS from AHIMA, and every program you compare should be judged first on how well it prepares you to pass that exam. Medical records specialists, the BLS occupation that covers coders, had a median annual wage of $51,140 in May 2025 (BLS OEWS), with projected employment growth of 7.1% from 2024 to 2034 (BLS Employment Projections). Compare accredited programs below.

Programs come in three sizes. A certificate or diploma covers the code sets, anatomy and medical terminology, and reimbursement rules, and is aimed squarely at certification. An associate degree, usually in health information technology, adds general education and a broader records-management foundation and, when the program is CAHIIM-accredited, opens the RHIT credential. A bachelor’s in health information management is the route for coders who want to move into compliance, auditing, clinical documentation integrity, or revenue cycle leadership. Accredited online programs generally deliver the same curriculum and credentials as campus programs; browse the best accredited online colleges to compare schools that offer them.

Schools Offering Medical Billing and Coding Programs

These accredited schools offer online programs. Request information to compare programs, costs, and formats.

How We Rank Schools

Every school list on this site is ordered by the BOC Score, computed from the most recent school-level data published by the U.S. Department of Education (College Scorecard and IPEDS). To qualify, a school must be currently operating and accredited by an agency recognized by the U.S. Department of Education. Each eligible school is then scored on five measures, percentile-ranked against schools at the same credential level:

  • Graduation rate 30%
  • Median earnings, 10 years after entry 25%
  • Average net price (lower is better) 20%
  • Retention rate 15%
  • Fully online availability 10%

Schools without enough outcome data appear after ranked schools, without a score. Advertising never affects these rankings. Read the full methodology.

Ranked by BOC Score โ€” U.S. Dept. of Education outcome data. Advertising never affects rankings.

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#1

Loma Linda University

Loma Linda, CA
  • 4 year
  • Campus + Online
96.6 BOC Score
Graduation rate 92%
Median earnings, 10 yrs after entry $89,816
TuitionContact school for pricing
Contact
Key stats
  • Programs offered: 25

Source:IPEDSCollege Scorecard

#2

The University of Tennessee Health Science Center

Memphis, TN
  • 4 year
  • Campus + Online
89.5 BOC Score
Graduation rate 88%
Median earnings, 10 yrs after entry $66,318
TuitionContact school for pricing
Contact
Key stats
  • Programs offered: 11

Source:IPEDSCollege Scorecard

#3

Blessing Rieman College of Nursing and Health Sciences

Quincy, IL
  • 4 year
  • Campus + Online
85.1 BOC Score
Graduation rate 73%
Median earnings, 10 yrs after entry $72,430
TuitionContact school for pricing
Contact
Key stats
  • Programs offered: 7

Source:IPEDSCollege Scorecard

#4

Ohio State University-Main Campus

Columbus, OH
  • 4 year
  • Campus + Online
80.7 BOC Score
Graduation rate 82%
Median earnings, 10 yrs after entry $60,409
Avg net price $17,339/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 94%
  • Programs offered: 28

Source:IPEDSCollege Scorecard

#5

Rutgers University-New Brunswick

New Brunswick, NJ
  • 4 year
  • Campus + Online
79.1 BOC Score
Graduation rate 84%
Median earnings, 10 yrs after entry $74,479
Avg net price $24,406/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 93%
  • Programs offered: 23

Source:IPEDSCollege Scorecard

#6

University of Maryland-Baltimore County

Baltimore, MD
  • 4 year
  • Campus + Online
78.7 BOC Score
Graduation rate 70%
Median earnings, 10 yrs after entry $69,960
Avg net price $16,467/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 86%
  • Programs offered: 15

Source:IPEDSCollege Scorecard

#7

University of Utah

Salt Lake City, UT
  • 4 year
  • Campus + Online
77.6 BOC Score
Graduation rate 70%
Median earnings, 10 yrs after entry $67,170
Avg net price $16,200/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 86%
  • Programs offered: 31

Source:IPEDSCollege Scorecard

#8

Shoreline Community College

Shoreline, WA
  • 4 year
  • Campus + Online
76.4 BOC Score
Graduation rate 46%
Median earnings, 10 yrs after entry $52,009
Avg net price $8,585/yr
TuitionContact school for pricing
Contact
Key stats
  • Programs offered: 33

Source:IPEDSCollege Scorecard


Careers and Wages for Medical Billing and Coding Graduates

Graduates work in hospital health information and revenue cycle departments, physician practices and multi-specialty groups, ambulatory surgery centers, third-party billing companies, insurance payers, and the outsourced coding vendors that hospitals increasingly contract with. Remote work is common once you hold a certification and a year or two of production experience, which is one reason the field draws career changers and people who need to work from home. The occupations below are the ones most directly associated with medical billing and coding coursework. Median annual wages come from the Bureau of Labor Statistics Occupational Employment and Wage Statistics program.

Bar chart of the highest-paying medical billing and coding careers by median annual wage (BLS OEWS, May 2025): Health Information Technologist $68,020; Medical Records Specialist $51,140; Medical Secretary and Administrative Assistant $45,930
Median annual wage for the highest-paying medical billing and coding careers. Source: BLS OEWS. Chart: Best Online College.
View the data behind this chart
Highest-paying medical billing and coding careers. Source: BLS OEWS (May 2025 release)
OccupationMedian annual wage
Health Information Technologist$68,020
Medical Records Specialist$51,140
Medical Secretary and Administrative Assistant$45,930
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Bar chart of the fastest-growing medical billing and coding careers by projected job growth 2024 to 2034 (BLS Employment Projections): Health Information Technologist 14.7%; Medical Records Specialist 7.1%; Medical Secretary and Administrative Assistant 4.2%
Projected job growth (2024-2034) for medical billing and coding careers. Source: BLS Employment Projections. Chart: Best Online College.
View the data behind this chart
Fastest-growing medical billing and coding careers. Source: BLS Employment Projections (2024-2034)
OccupationProjected job growth (2024-2034)
Health Information Technologist14.7%
Medical Records Specialist7.1%
Medical Secretary and Administrative Assistant4.2%
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  • Medical Records SpecialistSOC 29-2072
    $51,140 Median annual pay
    Median hourly $24.59
    Mean annual $56,790
    Employment (US) 194,720
    Pay range (25-75%) $43,490 - $64,820
  • Health Information TechnologistSOC 29-9021
    $68,020 Median annual pay
    Median hourly $32.70
    Mean annual $74,970
    Employment (US) 38,100
    Pay range (25-75%) $48,940 - $95,630
  • Medical Secretary and Administrative AssistantSOC 43-6013
    $45,930 Median annual pay
    Median hourly $22.08
    Mean annual $46,800
    Employment (US) 961,610
    Pay range (25-75%) $38,570 - $50,580

Source: BLS OEWS, May 2025.

Read the spread inside each occupation, not just the median, because this is a field where the entry wage and the experienced wage are far apart. Medical records specialists, the BLS category that includes medical coders and billers, had a median annual wage of $51,140 in May 2025 (BLS OEWS), but the 10th percentile was $37,000 and the 25th percentile $43,490, which is roughly where newly certified coders with an apprentice designation tend to start; the 75th percentile was $64,820 and the 90th percentile $81,150, territory generally occupied by experienced inpatient, surgical, or multi-credentialed coders and coding auditors. Employment in the occupation was 194,720, with projected growth of 7.1% from 2024 to 2034 and about 14,200 openings a year (BLS Employment Projections). Health information technologists and medical registrars, the occupation coders grow into when they move toward data quality, registry, and systems work, had a median of $68,020 (BLS OEWS, May 2025), a 90th percentile of $117,420, and projected growth of 14.7% over the same decade with about 3,200 openings a year. Medical secretaries and administrative assistants, which is where front-desk billing and scheduling work is classified, had a median of $45,930 and projected growth of 4.2% with about 85,900 openings a year, reflecting a much larger occupation with more turnover. Medical and health services managers, the destination for coders who complete a bachelor’s and move into revenue cycle or HIM leadership, had a median of $123,860 and projected growth of 23.2% (BLS OEWS, May 2025; BLS Employment Projections, 2024-34). Individual outcomes vary by employer, geography, credential, and experience.


Quick Answers

What is the difference between medical billing and medical coding?

Coding is the clinical-to-code translation: reading provider documentation and assigning ICD-10-CM diagnosis codes, CPT or ICD-10-PCS procedure codes, and HCPCS Level II supply and drug codes. Billing is the financial workflow that follows: building the claim on a CMS-1500 or UB-04, checking payer rules, submitting through a clearinghouse, posting payments, and working denials and appeals. Small practices often combine both roles in one person; hospitals separate them into coding and patient financial services departments. Most entry programs teach both, and the credentials split along the same line, with the CPC covering coding and the CPB covering billing.

Do I need a degree to become a medical coder?

No. A certificate or diploma plus a professional certification is the standard entry path, and it is what most job postings ask for. An associate degree helps in hospital settings, opens the RHIT credential if the program is CAHIIM-accredited, and transfers into a bachelor’s later. A bachelor’s in health information management matters when you want to move into compliance, auditing, or management rather than stay in production coding.

Which certification should I get?

For physician-office and outpatient work, the CPC from AAPC is the most widely requested credential in job postings. For hospital inpatient coding, AHIMA’s CCS carries more weight. The CCA from AHIMA is an entry-level option that some hospital systems accept for trainee roles. The RHIT is a broader health information credential earned after a CAHIIM-accredited associate degree. Pick the credential that matches the setting you want to work in, then pick a program that prepares for it explicitly. See how to become a medical coder for the full sequence.

How long does an online medical billing and coding program take?

Certificate and diploma programs are typically structured to be completed in under a year to about 18 months depending on pacing and whether the school runs self-paced or term-based courses. An associate degree is usually about 60 credits, or roughly two years full-time. A bachelor’s is about 120 credits. Those are program structures, not guarantees; your actual time depends on transfer credit, course load, and how quickly you can schedule the certification exam after finishing.

Can I really work from home as a medical coder?

Yes, but usually not on day one. Remote coding positions are widely available, but most employers want a certification plus production experience before they hand you a remote queue, because they need to trust your accuracy and speed without a supervisor looking over your shoulder. Expect your first job to be on-site or hybrid at a practice, hospital, or billing company, with remote work following once you have a track record. Some billing companies and outsourced coding vendors hire remote from the start, but they typically test coding accuracy during hiring.

Is medical coding going to be automated away?

Computer-assisted coding tools already suggest codes from documentation in many hospital systems, and they have changed the job rather than eliminated it. Coders spend more time validating suggested codes, resolving documentation gaps, handling complex surgical and inpatient records, and working denials, and less time on routine encounters. BLS still projects 7.1% growth for medical records specialists from 2024 to 2034 (BLS Employment Projections). The practical implication is that the value in this career is moving toward inpatient, surgical, auditing, and compliance work, which is why the degree and advanced-credential pages on this site matter more than they used to.


What you’ll study

Medical billing and coding curricula have an unusually consistent shape across schools because the certification exams define the target. The variation is in depth, practice volume, and how much of the reimbursement side is covered.

The first layer is clinical vocabulary. Medical terminology, anatomy and physiology, and pathophysiology are prerequisites to coding anything, because the code sets are organized by body system and you cannot select a code for a procedure you cannot picture. Most programs also include a short pharmacology unit, since drug codes and diagnosis specificity often turn on medication documentation. Programs that skimp here produce coders who can look things up but cannot recognize when documentation is incomplete, and incomplete documentation is the daily reality of the job.

The second layer is the code sets themselves, and this is the bulk of any program. ICD-10-CM diagnosis coding, including the conventions, sequencing rules, and Official Guidelines for Coding and Reporting. CPT procedure coding across evaluation and management, surgery, radiology, pathology, and medicine sections, with the modifiers that change how a code is paid. HCPCS Level II for supplies, drugs, and services CPT does not cover. Programs aimed at hospital inpatient coding add ICD-10-PCS, the procedure system used for facility inpatient claims, which has a completely different structure from CPT and is the main reason inpatient coding is treated as a separate skill. Expect hundreds of practice cases; the exams are timed and reward speed with the codebooks as much as knowledge.

The third layer is reimbursement and compliance. Insurance types and payer rules, the claim forms, the revenue cycle from registration through payment posting, denials and appeals, medical necessity, and the fraud and abuse framework (the False Claims Act, the Anti-Kickback Statute, HIPAA privacy and security). Stronger programs cover reimbursement methodologies in enough detail that you understand why a code choice changes an MS-DRG or an APC, which is the beginning of auditing and compliance thinking. Associate and bachelor’s programs add health data management, statistics, healthcare information systems, and, at the bachelor’s level, management and project coursework.

Nearly every program ends with a practicum or professional practice experience. In certificate programs this is often a simulated coding practicum using real de-identified records inside an encoder or a platform like AHIMA’s VLab or AAPC’s Practicode. CAHIIM-accredited associate and bachelor’s programs require a professional practice experience, which some schools arrange as a virtual placement and some require on-site. Ask about this before enrolling; see how online medical billing and coding programs work for what to expect.


Careers for medical billing and coding graduates

The work splits by setting, and the setting determines the credential, the pace, and the pay band. Physician practice and outpatient coding involves high volumes of relatively simple encounters, close contact with providers about documentation, and a CPC as the standard credential. Hospital facility coding, especially inpatient, involves fewer but far more complex records, ICD-10-PCS, MS-DRG assignment, and a CCS or RHIT, and it pays at the upper end of the medical records specialist range. Billing and revenue cycle roles, which include claims submission, payment posting, accounts receivable follow-up, and denials management, sit in patient financial services departments and billing companies, and reward people who are comfortable on the phone with payers.

From production coding, the common advancement routes are coding auditor and compliance analyst (reviewing other coders’ work and provider documentation, often with a CPMA or similar audit credential on top of the CPC), clinical documentation integrity specialist (working with physicians to improve documentation before coding, a role that hospitals increasingly staff with experienced inpatient coders and nurses), coding educator, and coding or revenue cycle supervisor. Those advancement roles are where an associate or bachelor’s degree starts to matter, and where the health information technologist and medical and health services manager occupations become realistic destinations. For general labor-market context, see the BLS Occupational Outlook Handbook entry for medical records specialists. The full list of roles and wage data is on what you can do with a medical billing and coding degree.

How to choose an online medical billing and coding program

  1. Target the credential first – decide between CPC (outpatient and physician office), CCS (hospital inpatient), CCA (entry-level hospital), or RHIT (broader HIM, requires a CAHIIM-accredited degree), then confirm the program’s curriculum is built for that exam and ask whether an exam voucher, membership, and codebooks are included in the price.
  2. Check accreditation at the right level – confirm institutional accreditation through the U.S. Department of Education database. For associate and bachelor’s programs that promise RHIT or RHIA eligibility, verify CAHIIM programmatic accreditation directly, because without it those credentials are not available to you.
  3. Ask how much coding you will actually do – request the number of practice cases, whether you will use a real encoder or only paper codebooks, and whether the practicum uses actual de-identified records. Reading about coding is not the same as coding.
  4. Confirm the practicum arrangement – virtual practicum, school-arranged placement, or self-arranged placement, and whether a background check or immunization record is required.
  5. Match the format to your life – compare accelerated and self-paced options against term-based formats, and understand how the online format works, including how exams are proctored.
  6. Compare total cost of completion – tuition plus codebooks (which are revised every year), encoder access, exam fees, and membership, not the advertised tuition alone; see how to evaluate affordability.

Medical billing and coding or a related field? Choose medical billing and coding for the fastest, lowest-cost entry into a healthcare career with no patient contact and a clear certification target. Consider health information management if you want the broader records, data governance, and informatics field from the start, healthcare administration if the appeal is running departments rather than working claims, the broader healthcare program guide if you are still deciding on a lane, or the medical assistant path if you want the clinical, patient-facing side of a practice with some billing exposure.

Looking for programs near you? Browse medical billing and coding programs by state.


Next Steps

Aiming at the job itself? See how to become a medical coder for the education, certification, and first-job sequence. Wondering where it leads? See what you can do with a medical billing and coding degree for the jobs and BLS wage data behind the credential. Compare programs by topic: