Best Online Finance Programs in Rancho Santa Margarita, CA (2026)

Rancho Santa Margarita, California has 5 accredited schools offering finance programs, with tuition ranging from $15,606 to $49,806 per year for indexed programs. Rancho Santa Margarita has a population of about 47,257. Median household income is $146,827 (Census ACS 2023, 5-year). About 48.8% of adults 25+ hold a bachelor’s degree or higher. In the Los Angeles-Long Beach-Anaheim, CA metro area, the top-earning finance-related role is Financial Manager at a median $175,310 annually (BLS OEWS, May 2025).


Closest Finance Schools to Rancho Santa Margarita

The accredited institutions listed below are the closest in our directory that offer finance programs near Rancho Santa Margarita, ranked by BOC Score and straight-line distance from Rancho Santa Margarita city center. The list is rebuilt from federal IPEDS data on every site update.

How We Rank Schools

Every school list on this site is ordered by the BOC Score, computed from the most recent school-level data published by the U.S. Department of Education (College Scorecard and IPEDS). To qualify, a school must be currently operating and accredited by an agency recognized by the U.S. Department of Education. Each eligible school is then scored on five measures, percentile-ranked against schools at the same credential level:

  • Graduation rate 30%
  • Median earnings, 10 years after entry 25%
  • Average net price (lower is better) 20%
  • Retention rate 15%
  • Fully online availability 10%

Schools without enough outcome data appear after ranked schools, without a score. On this page, schools are ordered by distance from Rancho Santa Margarita. Advertising never affects these rankings. Read the full methodology.

#1

Westcliff University

Irvine, CA 14.8 miles from Rancho Santa Margarita BOC Score 51.4
  • 4 year
  • Campus + Online
Graduation rate 67%
Avg net price $35,426/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 73%
  • Programs offered: 24

Source:IPEDSCollege Scorecard

#2

La Sierra University

Riverside, CA 20.2 miles from Rancho Santa Margarita BOC Score 48.4
  • 4 year
  • Campus + Online
Graduation rate 52%
Median earnings, 10 yrs after entry $61,824
Avg net price $45,566/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 80%
  • Programs offered: 26

Source:IPEDSCollege Scorecard

#3

California Baptist University

Riverside, CA 22.8 miles from Rancho Santa Margarita BOC Score 56.4
  • 4 year
  • Campus + Online
Graduation rate 62%
Median earnings, 10 yrs after entry $61,504
Avg net price $26,285/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 74%
  • Programs offered: 46

Source:IPEDSCollege Scorecard

#4

University of California-Riverside

Riverside, CA 27.4 miles from Rancho Santa Margarita BOC Score 84.1
  • 4 year
  • Campus + Online
  • Accredited
Acceptance rate 76%
Graduation rate 76%
Median earnings, 10 yrs after entry $67,699
Avg net price $14,304/yr
Tuition
In‑state$15,606
Out‑of‑state$49,806
Contact
Key stats
  • Retention rate: 88%
  • Programs offered: 14

Source:Accreditor: Western Association of Schools and Colleges Senior Colleges and University CommissionIPEDSCollege Scorecard

#5

Claremont McKenna College

Claremont, CA 33.1 miles from Rancho Santa Margarita BOC Score 71.9
  • 4 year
Graduation rate 92%
Median earnings, 10 yrs after entry $104,736
Avg net price $28,849/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 97%
  • Programs offered: 7

Source:IPEDSCollege Scorecard

#6

University of La Verne

La Verne, CA 33.8 miles from Rancho Santa Margarita BOC Score 62.5
  • 4 year
  • Campus + Online
  • Accredited
Acceptance rate 71%
Graduation rate 64%
Median earnings, 10 yrs after entry $65,464
Avg net price $20,161/yr
Tuition
In‑state$49,470
Out‑of‑state$49,470
Contact
Key stats
  • Retention rate: 70%
  • Programs offered: 30

Source:Accreditor: Western Association of Schools and Colleges Senior Colleges and University CommissionIPEDSCollege Scorecard

#7

Rio Hondo College

Whittier, CA 36.6 miles from Rancho Santa Margarita BOC Score 59.2
  • 4 year
  • Campus + Online
  • Accredited
Graduation rate 26%
Median earnings, 10 yrs after entry $44,950
Avg net price $14,379/yr
Tuition
In‑state$1,388
Out‑of‑state$9,884
Contact
Key stats
  • Retention rate: 100%
  • Programs offered: 63

Source:Accreditor: Western Association of Schools and Colleges Accrediting Commission for Community and Junior CollegesIPEDSCollege Scorecard

#8

California State University-San Bernardino

San Bernardino, CA 41.4 miles from Rancho Santa Margarita BOC Score 78.4
  • 4 year
  • Campus + Online
  • Accredited
Acceptance rate 94%
Graduation rate 55%
Median earnings, 10 yrs after entry $59,977
Avg net price $4,564/yr
Tuition
In‑state$8,093
Out‑of‑state$20,693
Contact
Key stats
  • Retention rate: 79%
  • Programs offered: 38

Source:Accreditor: Western Association of Schools and Colleges Senior Colleges and University CommissionIPEDSCollege Scorecard

Source: IPEDS / College Scorecard (2023 cohort). Browse all California schools on the California finance page.


Finance Wages Near Rancho Santa Margarita

Rancho Santa Margarita is part of the Los Angeles-Long Beach-Anaheim, CA metro area (BLS area code 31080). Where MSA-level wages are published, the table below shows MSA medians; otherwise it falls back to California statewide.

OccupationMedian WageSourceCOL-Adjusted (US=100)
Personal Financial Advisor$124,490Los Angeles-Long Beach-Anaheim, CA$109,586
Financial and Investment Analyst$102,260Los Angeles-Long Beach-Anaheim, CA$90,018
Loan Officer$80,360Los Angeles-Long Beach-Anaheim, CA$70,739
Financial Manager$175,310Los Angeles-Long Beach-Anaheim, CA$154,322

Source: BLS, May 2025 Occupational Employment and Wage Statistics. The U.S. Bureau of Labor Statistics publishes wage data at the metro (MSA) and state level – not by individual city.


Rancho Santa Margarita at a Glance

MetricValueSource
Population47,257Census ACS 2023 5-yr (B01003)
Median household income$146,827Census ACS 2023 5-yr (B19013)
Adults 25+ with bachelor’s+48.8%Census ACS 2023 5-yr (B15003)
Regional Price Parity (US=100)113.6 (above U.S. average)BEA RPP 2024

Other Rancho Santa Margarita-Area Cities With Finance Programs


Frequently Asked Questions

How many accredited finance schools are near Rancho Santa Margarita, CA?

Our directory has 5 accredited schools offering finance programs near Rancho Santa Margarita. The closest is Westcliff University in Irvine, CA (14.8 miles), and the farthest of the schools shown is Claremont McKenna College (33.1 miles). 4 of the highlighted schools are flagged as offering distance education.

What are the highest-paying finance roles near Rancho Santa Margarita?

Based on BLS OEWS May 2025 wage data, the top-paying finance-related roles near Rancho Santa Margarita are: Financial Manager ($175,310), Personal Financial Advisor ($124,490), Financial and Investment Analyst ($102,260). These reflect MSA-level medians where published, with California statewide fallback for occupations not reported at the metro level.

Should I look at programs in Mission Viejo instead of Rancho Santa Margarita?

Mission Viejo, CA is 3.6 miles from Rancho Santa Margarita and has its own set of local finance programs – see the city’s page. For online programs, distance matters less; for hybrid or in-person formats, comparing both can help.

Is Rancho Santa Margarita an affordable place to study finance?

Rancho Santa Margarita’s median household income of $146,827 (Census ACS 2023) is one input. Online programs let students stay in Rancho Santa Margarita while attending lower-cost out-of-state schools, and California public universities often offer reduced in-state online tuition.

How do I verify a program is accredited?

Confirm institutional accreditation via the U.S. Department of Education database (U.S. Dept. of Education database), and check for any program-specific accreditation listed by the school.


Learn More About Finance Programs

Other Programs Available in Rancho Santa Margarita

Compare every accredited online degree program with city-level data for Rancho Santa Margarita:

Data verified: July 30, 2026. Salary, employment, and tuition figures on this page are sourced from the U.S. Bureau of Labor Statistics (OEWS May 2025; Employment Projections 2024–2034) and the U.S. Department of Education College Scorecard (2023 cohort). The source agency and data year are cited inline with every statistic.