Online Associate in Accounting

An online associate in accounting is a two-year, roughly 60-credit degree that prepares you for bookkeeping, payroll, and accounting support roles – and doubles as the first half of a bachelor’s degree if you transfer. Programs cover accounting fundamentals, spreadsheets and accounting software, payroll, and business basics.

According to College Scorecard data, accounting associate graduates earn a median $37,120 one year after graduation and $48,906 four years after graduation, with a median federal student debt of $18,3431. The most common matching occupation – bookkeeping, accounting, and auditing clerks – pays a median $50,670 per year nationally (BLS OEWS, May 2025)2.

~60 Typical Credits
$48,906 Median Earnings, 4 Yrs After Graduation College Scorecard
54.0% Schools Offering Distance Education College Scorecard

Quick answers

What is an online associate in accounting?

An online associate in accounting is a two-year, approximately 60-credit degree covering accounting fundamentals, payroll, spreadsheets, and business basics. It prepares graduates for bookkeeping and accounting support roles and can transfer toward a bachelor’s degree.

What jobs can you get with an associate in accounting?

Common roles include bookkeeper, accounting clerk, payroll specialist, and accounts payable/receivable specialist. Bookkeeping, accounting, and auditing clerks earn a median $50,670 per year nationally (BLS OEWS, May 2025).

How much do accounting associate graduates earn?

College Scorecard data shows a median of $37,120 one year after graduation and $48,906 four years after graduation for accounting associate graduates.

Can an associate in accounting transfer to a bachelor’s program?

Usually, yes. Many associate programs are designed as the first two years of a bachelor’s. Confirm articulation agreements, transfer credit limits, and whether accounting courses count toward the major before enrolling.

Can you become a CPA with an associate degree?

No. CPA licensure requires 150 semester hours of college education in every U.S. jurisdiction – well beyond the roughly 60 credits of an associate degree. The associate can be the first step on that path via transfer.

How widely available are online accounting associate programs?

College Scorecard data shows 939 schools offer an accounting associate degree, and 54.0% of them (507 schools) provide distance education options.

At a Glance

  • Degree type: Associate of Applied Science (AAS), AS, or AA in Accounting
  • Typical duration: 2 years full-time
  • Credits: ~60-64 semester hours
  • Median earnings: $37,120 at 1 year, $48,906 at 4 years after graduation (College Scorecard)
  • Median federal debt: $18,343 (College Scorecard)
  • Common roles: Bookkeeper, payroll specialist, accounting clerk

For a full map of this program area, start here: Accounting Program Guide


Schools to compare

How We Rank Schools

Every school list on this site is ordered by the BOC Score, computed from the most recent school-level data published by the U.S. Department of Education (College Scorecard and IPEDS). To qualify, a school must be currently operating and accredited by an agency recognized by the U.S. Department of Education. Each eligible school is then scored on five measures, percentile-ranked against schools at the same credential level:

  • Graduation rate 30%
  • Median earnings, 10 years after entry 25%
  • Average net price (lower is better) 20%
  • Retention rate 15%
  • Fully online availability 10%

Schools without enough outcome data appear after ranked schools, without a score. Advertising never affects these rankings. Read the full methodology.

#2

Farmingdale State College

Farmingdale, NY BOC Score 75.7
  • 4 year
  • Campus + Online
TuitionContact school for pricing
Contact
Key stats
  • Programs offered: 31

Source:IPEDSCollege Scorecard

#3

St Petersburg College

St. Petersburg, FL BOC Score 74.6
  • 4 year
  • Campus + Online
  • Accredited
Graduation rate 38%
Tuition
In‑state$2,682
Out‑of‑state$9,286
Contact
Key stats
  • Programs offered: 56

Source:Accreditor: Southern Association of Colleges and Schools Commission on CollegesIPEDSCollege Scorecard


AAS vs AS: pick the degree that matches your goal

Associate accounting degrees come in two flavors, and the difference matters:

  • AAS (Associate of Applied Science): Career-focused. More accounting software, payroll, and applied coursework; fewer transferable general-education credits. Best if you want to work right after graduation.
  • AS/AA (transfer-oriented): Built to satisfy the first two years of a bachelor’s. More general education and principles coursework that maps onto a four-year curriculum. Best if a bachelor’s in accounting is the real goal.

Either way, confirm transfer policies up front – some AAS credits do not transfer cleanly into bachelor’s programs.

Typical curriculum in an accounting associate

CourseDescription
Principles of Financial AccountingRecording transactions and preparing basic financial statements
Principles of Managerial AccountingCosts, budgets, and internal reporting basics
Computerized AccountingHands-on work with accounting software packages
Payroll AccountingWage calculation, withholding, and payroll tax compliance
Spreadsheet ApplicationsExcel skills for accounting workflows
Business Math or StatisticsQuantitative foundations
Introduction to BusinessBusiness structures, functions, and environments
Income Tax FundamentalsIndividual tax return preparation basics
General EducationComposition, communication, and social science requirements

For the full coursework picture across degree levels, see: Accounting Curriculum

Earnings and debt outcomes

College Scorecard tracks outcomes for accounting associate graduates who received federal aid1:

MeasureValue
Median earnings, 1 year after graduation$37,120
Median earnings, 4 years after graduation$48,906
Median earnings, 5 years after graduation$44,860
Median federal student debt at graduation$18,343 (College Scorecard)
Schools offering the program939
Schools offering distance education507 (54.0%)

For context: bookkeeping, accounting, and auditing clerks earn a median $50,670 nationally, and moving up to accountant or auditor – which generally requires a bachelor’s degree – carries a median of $83,680 (BLS OEWS, May 2025)2. That gap is the core argument for treating the associate as a transfer stepping stone if you can.

Career entry points with an associate

Typical first roles include:

  • Bookkeeper – maintaining ledgers and reconciling accounts for small businesses
  • Payroll specialist – processing wages, withholdings, and payroll tax filings
  • Accounts payable/receivable clerk – managing invoices, payments, and collections
  • Accounting assistant – supporting accountants with data entry, reconciliations, and reporting
  • Tax preparation assistant – seasonal individual return preparation (tax preparers earn a median $54,920; BLS OEWS, May 2025)2

Certifications can strengthen an associate-level resume: bookkeeper certifications from the AIPB or NACPB, payroll certifications from PayrollOrg, and – for tax work – the IRS Enrolled Agent credential, which has no degree requirement.

Transferring to a bachelor’s program

The associate-to-bachelor’s path is the most cost-efficient route through an accounting degree for many students. Before enrolling, confirm:

  • Articulation agreements with four-year schools you would actually attend
  • Whether accounting principles courses transfer into the major or only as electives
  • Minimum grades required for transfer credit
  • Residency requirements at the destination school

Planning resources:

If CPA licensure is the long-term goal, map the full 150-hour path before you start: associate (60 credits) to bachelor’s (120 total) to master’s or certificate credits (150 total). Starting at a community college can cut the total cost of those 150 hours substantially.

Admissions and format

Admissions are typically open or minimally selective: a high school diploma or equivalent, transcripts, and placement assessment where applicable. See: Accounting Admissions Requirements

Online associate programs are usually asynchronous with weekly deadlines. Compare pacing options:

Verify institutional accreditation before enrolling – it determines whether credits transfer: Accounting Accreditation

Associate vs other accounting degree levels

Degree LevelDurationCreditsMedian Earnings 4 Yrs AfterMedian Debt
Certificate6-12 months15-30$43,492$10,864
Associate2 years~60$48,906$18,343
Bachelor’s4 years~120$72,638$22,890
Master’s1-2 years30-36$93,465$25,674

Source: U.S. Department of Education College Scorecard field-of-study data for accounting (CIP 52.03).

For the broader value discussion, see: Is an Accounting Degree Worth It

Next steps


  1. U.S. Department of Education, College Scorecard field-of-study data for accounting (CIP 52.03), associate degree level. ↩︎ ↩︎

  2. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025. National median annual wages. ↩︎ ↩︎ ↩︎

Data verified: June 11, 2026. Salary, employment, and tuition figures on this page are sourced from the U.S. Bureau of Labor Statistics (OEWS May 2025; Employment Projections 2024–2034) and the U.S. Department of Education College Scorecard (2023 cohort). The source agency and data year are cited inline with every statistic.