Online Degree Completion Programs (2026): Finish Your Degree

Key takeaway: 537 of the 1,486 bachelor's-level online institutions in our directory report both credit for prior learning and a weekend or evening college option (IPEDS IC 2024). Those two signals identify schools organized around adults who already started a degree somewhere else. The schools below are drawn from that group and ordered by BOC Score.

A degree completion program is a bachelor’s program designed for someone who already has college credit and stopped short of the diploma. The credit you earned does not expire. What determines how much of it counts is the receiving school’s transfer policy, its residency requirement, and whether it has a process for evaluating learning you gained outside a classroom.

Schools to Compare

These accredited bachelor’s-level institutions report credit for life experience, a weekend or evening college option, and at least one program completable entirely online (IPEDS IC 2024). Ranked by BOC Score within that group.

How We Rank Schools

Every school list on this site is ordered by the BOC Score, computed from the most recent school-level data published by the U.S. Department of Education (College Scorecard and IPEDS). To qualify, a school must be currently operating and accredited by an agency recognized by the U.S. Department of Education. Each eligible school is then scored on five measures, percentile-ranked against schools at the same credential level:

  • Graduation rate 30%
  • Median earnings, 10 years after entry 25%
  • Average net price (lower is better) 20%
  • Retention rate 15%
  • Fully online availability 10%

Schools without enough outcome data appear after ranked schools, without a score. Advertising never affects these rankings. Read the full methodology.

Ranked by BOC Score — U.S. Dept. of Education outcome data. Advertising never affects rankings.

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#1

University of North Carolina at Chapel Hill

Chapel Hill, NC
  • 4 year
  • Offers a fully online program
91.9 BOC Score
Graduation rate 91%
Median earnings, 10 yrs after entry $72,200
Avg net price $11,655/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 97%
  • Programs offered: 117

Source:IPEDSCollege Scorecard

#2

University of Minnesota-Twin Cities

Minneapolis, MN
  • 4 year
  • Offers a fully online program
83.9 BOC Score
Graduation rate 83%
Median earnings, 10 yrs after entry $69,020
Avg net price $16,778/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 91%
  • Programs offered: 250

Source:IPEDSCollege Scorecard

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#3

San Diego State University

San Diego, CA
  • 4 year
  • Offers a fully online program
  • Accredited
83.7 BOC Score
Acceptance rate 36%
Graduation rate 77%
Median earnings, 10 yrs after entry $64,909
Avg net price $15,364/yr
Tuition
In‑state$8,728
Out‑of‑state$21,328
Contact
Key stats
  • Retention rate: 90%
  • Programs offered: 133

Source:Accreditor: Western Association of Schools and Colleges Senior Colleges and University CommissionIPEDSCollege Scorecard

#4

Indiana University-Bloomington

Bloomington, IN
  • 4 year
  • Offers a fully online program
82.4 BOC Score
Graduation rate 81%
Median earnings, 10 yrs after entry $63,742
Avg net price $16,264/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 91%
  • Programs offered: 192

Source:IPEDSCollege Scorecard

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#5

Florida International University

Miami, FL
  • 4 year
  • Offers a fully online program
82.2 BOC Score
Graduation rate 72%
Median earnings, 10 yrs after entry $60,249
Avg net price $9,288/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 92%
  • Programs offered: 129

Source:IPEDSCollege Scorecard

#6

George Mason University

Fairfax, VA
  • 4 year
  • Offers a fully online program
81.5 BOC Score
Graduation rate 76%
Median earnings, 10 yrs after entry $76,343
Avg net price $17,915/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 87%
  • Programs offered: 180

Source:IPEDSCollege Scorecard

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#8

University of Central Florida

Orlando, FL
  • 4 year
  • Offers a fully online program
  • Accredited
80.8 BOC Score
Acceptance rate 40%
Graduation rate 77%
Median earnings, 10 yrs after entry $58,308
Avg net price $10,411/yr
Tuition
In‑state$6,368
Out‑of‑state$22,467
Contact
Key stats
  • Retention rate: 92%
  • Programs offered: 130

Source:Accreditor: Higher Learning CommissionIPEDSCollege Scorecard

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#9

Northeastern University Professional Programs

Boston, MA
  • 4 year
  • Offers a fully online program
79.9 BOC Score
Graduation rate 63%
Median earnings, 10 yrs after entry $92,538
TuitionContact school for pricing
Contact
Key stats
  • Programs offered: 47

Source:IPEDSCollege Scorecard

#10

University of Illinois Chicago

Chicago, IL
  • 4 year
  • Offers a fully online program
79.6 BOC Score
Graduation rate 70%
Median earnings, 10 yrs after entry $68,740
Avg net price $10,974/yr
TuitionContact school for pricing
Contact
Key stats
  • Retention rate: 79%
  • Programs offered: 140

Source:IPEDSCollege Scorecard

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The IPEDS fields behind this list are credit for life experiences (CREDITS2), weekend and evening college (SLO7), and the distance education program indicator. They tell you a process exists and that the institution has organized itself around students who work. They do not tell you how much credit any school will actually award you, whether it applies to your major or only to electives, or how the school treats credit from a particular prior institution. Only a written transfer evaluation answers those.

What a degree completion program is

Most look the same from the outside: a bachelor’s program with a stated expectation that you arrive with credit. The differences that matter:

  • Credit floor. Some programs require a minimum number of transferable credits, often an associate degree or roughly 60 credits. Others admit at any level.
  • Block transfer. A school that accepts a completed associate degree as a block satisfies your general education requirements at once, rather than course by course. This is the single largest time saver for a returning student.
  • Residency requirement. Every accredited school reserves a share of the degree for itself, commonly the final 30 credits. That figure caps how much you can transfer no matter how much credit you hold.
  • Major fit. Credit that transfers as elective hours does not shorten a degree if your major still needs its own sequence. Ask how much of the transferred credit applies to the major.

Getting your credit evaluated

  1. Order transcripts from every institution you attended, including any where you withdrew. Credit you forgot about is common.
  2. Request a written, pre-admission transfer evaluation. Verbal estimates from admissions staff are not binding. Ask for the evaluation in writing, listing course-by-course equivalencies and how each applies.
  3. Ask about credit for prior learning. Portfolio assessment, credit-by-examination, evaluated military or corporate training, and mapped professional certifications each replace coursework at schools that report the practice.
  4. Ask what does not transfer and why. Developmental coursework, courses below a required minimum grade, and credit from unaccredited providers are the usual exclusions.
  5. Compare two or three written evaluations before deciding. The same transcript often produces very different remaining-credit totals at different schools.

Old credit and long gaps

Credit does not have an expiration date as a rule, but several practical limits behave like one:

  • Program currency rules. Technology, nursing, and accounting programs often require that credit in the major be recent, even when general education credit from the same era transfers without question.
  • Curriculum change. A course that no longer maps to anything in the current catalog may transfer as elective credit only.
  • Academic standing. If you left on academic probation or with an unresolved balance at the prior school, resolve both before you apply. A transcript hold will stop the process.

None of these is a reason to assume your old credit is worthless. Returning adults routinely find that a substantial share of a completed associate degree still counts.

Questions to ask before you commit

  • What is the residency requirement, and does any of it have to be in the major? This caps how much credit you can transfer regardless of what you hold.
  • Is there a separate cap on prior-learning credit? Some schools accept generous transfer totals but limit portfolio and exam credit tightly.
  • Which of my credits apply to the major rather than to electives? Elective credit rarely shortens the remaining sequence.
  • How often is each remaining required course offered? A course taught once a year can control your finish date more than term length does.
  • What happens if I skip a term? Ask whether you must reapply, whether your degree plan is locked to a catalog year, and whether earned credit expires internally.

Put the answers next to the outcome data on the cards above. A school with a generous transfer policy and weak retention is not the better choice.

Choosing a completion program that fits your schedule

The weekend and evening college indicator signals a school that runs advising, tutoring, and support outside business hours. Combined with short terms and multiple start dates, that is what makes finishing possible alongside a full-time job. Ask each school what its term length is, how many starts it offers per year, and whether a skipped term forces you to reapply. Our guide to the best online colleges for working adults covers those questions in more depth.

Quick Answers

What is an online degree completion program?

A bachelor’s program built for students who already hold college credit, usually an associate degree or a partial transcript, and want to finish online. The structure assumes transfer credit rather than a first-year start.

How many credits do I need to enter a completion program?

It varies. Many programs expect an associate degree or roughly 60 transferable credits; others admit at any level and simply apply what you bring. Ask before you apply, because the answer changes which schools are worth pursuing.

Does my old college credit still count?

Usually yes for general education, less reliably for courses in fast-changing majors. Currency rules, grade minimums, and curriculum changes decide it. A written transfer evaluation is the only way to know your own answer.

How many online colleges run programs like this?

In our directory, 537 bachelor’s-level institutions with fully online programs report both credit for prior learning and a weekend or evening college option (IPEDS IC 2024). Many more accept transfer credit without reporting both signals.

Next steps

Source: U.S. Department of Education, IPEDS Institutional Characteristics survey (IC 2024), credit for life experiences (CREDITS2), weekend/evening college (SLO7) and distance education program flags (DISTPGS); directory counts as of the September 2026 data refresh.